CoverVantage Personal Umbrella Insurance

Personal Umbrella Insurance


That umbrella you keep in your car may protect you from the rain, but it can’t protect you from life’s unexpected catastrophes. USI Affinity CoverVantage® can provide you with protection from lawsuits related to accidents and property damage beyond the coverage you get with homeowner or auto insurance. Imagine if any of the following happened to you:


  • You cause a car accident in which others are injured and their medical bills are much more than what your insurance covers.
  • Your child makes several “disparaging” false remarks about her teacher online and the teacher sues you for personal injury at a cost of $750,000.
  • The concrete on the hillside of your property falls into your neighbor’s home, knocking it from its foundation, resulting in a $970,000 claim.

Sadly, these are real situations that have occurred. Now is the time to add that extra layer of protection before it’s too late. Protect your family, home, and lifestyle from the unexpected with an umbrella policy.


Important Questions:

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Do I need Personal Umbrella coverage?

Do you own a home? Have you built up your nest egg? Do you have retirement savings? If you answered yes, all of these could be a risk if you were to be sued. Umbrella coverage helps protect the life you’ve worked hard to build.

How much coverage do I need?

For most people, $1 million of coverage should be enough for peace of mind. However, if your assets are sizable or you want even more peace of mind, consider increasing your coverage amount.

Don't my auto and homeowners policies already provide this coverage?

An umbrella policy provides coverage that goes above and beyond what is provided by the relatively small amount in your homeowners and auto insurance policies.

Have more questions?

For more information on personal umbrella coverage, please contact us today at 1-888-577-7771.

CEA CoverVantage Application

Call 1-888-577-7771 for a quote today.


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What We Offer


Learn more about the insurance options available to you through CoverVantage.




Legal Information:


Insurance products are offered through USI Affinity, Inc. USI represents the insurer in placing your insurance coverage, and may provide services to you for that insurer. USI will receive compensation from the insurer in connection with the placement of your coverage. Coverage and discounts are subject to state availability, individual qualifications, and/or the insuring company’s underwriting policies.