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How To Handle Auto Recalls

Recalls can be alarming, but most can be handled quickly and efficiently

Did You Receive a Recall Notice?

Don’t panic. In fact, your vehicle may not even have a defect, but the manufacturer wants to check for potential problems. Recalls are issued because the defect or possible defect might make the vehicle unsafe, so even minor problems should be taken seriously—for the sake of the owner, your passengers, and the public.


Why Do Recalls Happen?

One reason is that car manufacturers put their products through new tests and discover new information. Recalls can also occur after a number of complaints from owners prompts an investigation. According to the National Highway Traffic Safety Administration (NHTSA), recalls are on pace in 2014 for an all-time high, with more than 120 recalls affecting nearly 13 million cars so far.

How Do I Handle a Recall?

Defective parts are typically replaced at no cost to the owner, and sometimes other things are paid for as well. Automakers have been known to provide free rentals, taxi reimbursements and even the free pickup/return of the vehicle in question.


How Do I Find Out About Recalls?

If you want to stay on top of all news related to recalls, NHTSA provides recall notifications and updates. You can sign up there to receive e-mail alerts or have them sent directly to your phone through NHTSA’s Safer Car app. Notification by regular mail typically happens two or three months after a recall is announced.

Make Sure Your Family is Covered

These tips are brought to you by USI Affinity to ensure the safety and security of you and your family. Learn more and find out how to get your auto and homeowners insurance in sync with your needs at special group rates by calling